Who Qualifies to Be a Member ?

Anyone who is 18 years of age and of sound mind

Getting Started


Who Is A Member?

One enjoys rights and privileges of membership, which includes loans and interest on deposit and right to participate in members activities if:

1. Pay a registration, fee of KES 1000,
2. Minimum monthly contribution of KES 1,500
3. Minimum share capital contribution of KES 10,000



What we offer

1. Savings

We have very competitive interest rates at 6% per annum on savings
We have the following products: Christmas, School Fees and Fixed deposits

2. Credit
– Long Term – 2 years

– Short Term

Credit Breakdown


Long Term – 2 years
1. Competitive rates
2. 1-month grace period on the 1st instalment repayments if loan is issued after 15th of the month.
3. Manageable repayment amounts
4. Longer repayment period
5. Maximum loan borrowing is 1 million.

We have the following products Development, Asset Financing and Biashara Loans

Short Term
1. Quick processing
2. High approval rates
3. Short repayment period which translates to less interests.
4. Possible Disbursement through Mpesa

We have the following products Mobile loans, Education loan, Salary Advance, Medical and Emergency Loans

How To Pay 

Instructions on how to deposit money using MPESA PAYBILL

  1. Go to M-PESA, then select LIPA na M-PESA
  2. SelectPAYBILL
  3. Enter 287411as the Business Number
  4. For REGISTRATION and DEPOSITS payments, Enter your ID NOas your account number
  5. Enter the amount you wish to deposit (Between Ksh 50 -Kshs 70,000)
  6. Enter YourM-PESA PIN
  7. Confirm Details are correct and press OK

USSD Code: *483*88#